Terms, simply framed.

These Terms apply to your use of the Reference website and the Reference app. By accessing the website, downloading the app, or using any related services, you agree to these Terms.

If you do not agree to these Terms, do not use the website or the app.

Reference is provided by Danny Ruchtie. References in these Terms to "Reference," "we," "us," or "our" refer to the website, app, and related services made available under that name.

Subject to these Terms and any applicable App Store rules, we grant you a limited, non-exclusive, non-transferable, revocable license to use Reference for your personal or internal creative work.

You may not copy, resell, distribute, reverse engineer, or exploit Reference except where permitted by applicable law.

• Use the app only on devices and accounts you are authorized to use
• Do not attempt to bypass technical restrictions or security measures
• Do not reproduce or redistribute the product without permission

If Reference is sold through the Apple App Store, Apple handles billing, payments, refunds, and transaction processing according to its own terms and policies.

Pricing may change over time. Any future paid features, subscriptions, or upgrades will be described at the point of purchase.

You retain ownership of the content you add to Reference, including images, videos, notes, boards, and other creative materials.

You are solely responsible for the content you upload, import, save, or sync, and for making sure you have the necessary rights, permissions, and legal basis to use that content.

• Do not upload content you do not have the right to use
• Do not use Reference to infringe copyright, privacy, or other rights
• Do not upload unlawful, abusive, or malicious content

You agree not to misuse the website or app. That includes interfering with normal operation, attempting unauthorized access, scraping or harvesting data in a harmful way, or using Reference to distribute malware, spam, or harmful code.

We may suspend or terminate access if we reasonably believe use of the service violates these Terms or creates risk for other users, third parties, or the service itself.

Reference may integrate with or link to third-party services such as Apple services, YouTube, websites you visit, or embedded external content. Those services are governed by their own terms and privacy policies.

We are not responsible for third-party content, availability, or practices. Your use of those services is at your own risk.

We may update, improve, change, suspend, or discontinue parts of Reference at any time. We do not guarantee that the website or app will always be available, uninterrupted, or error-free.

We may also update these Terms from time to time. If we make material changes, we will post the revised Terms on this page and update the effective date.

Reference is provided on an "as is" and "as available" basis to the fullest extent permitted by law. We do not make warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted availability.

You are responsible for backing up important content and for how you choose to use the service in your own workflow.

To the fullest extent permitted by law, Danny Ruchtie and Reference will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, data, goodwill, or business opportunities arising out of or related to your use of the website or app.

If liability cannot be excluded entirely, our total liability will be limited to the amount you paid for Reference, if any, in the twelve months before the event giving rise to the claim.

You may stop using Reference at any time. We may suspend or terminate access to the website or app if necessary to protect the service, comply with law, or respond to misuse.

Sections that by their nature should survive termination, including ownership, disclaimers, limitations of liability, and dispute-related provisions, will continue to apply.

If you have questions about these Terms, contact Danny Ruchtie at druchtie@gmail.com.